Citi is not responsible for the products, services or facilities provided and/or owned by other companies. That’s $750 when you redeem through Chase Ultimate Rewards®. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. Choose to pay your bill on any available due date in the beginning, middle or end of the month. Credit Score ranges are based on FICO® credit scoring. Your browser is out of date and not supported. The Wells Fargo Platinum Visa® Card* offers an introductory 0% APR period on its Platinum card, but the promotional 18-month period still falls short of the Citi Diamond Preferred’s 18-month term. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Once the introductory rate ends, the APR for the Platinum increases to a variable APR based on the cardholder’s creditworthiness, generally slightly higher than that of the Citi® Diamond Preferred® Card. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. Citi and its affiliates are not responsible for the products, services, and content on the third party website. However, the Blue Cash Everyday also earns 3% cash back on purchases at U.S. supermarkets on up to $6,000 a year in spending (then 1%), 2% cash back on gas at U.S. gas stations and select U.S. department stores. To view rates and fees of the American Express Cash Magnet® Card, please visit this page. Citi® Identity Theft Solutions Be sure to take all of these factors into account before applying. Standard variable cash advance APR – 25.24%. Security Center - Learn more about identity theft and fraud. 0% APR on purchases for the first 18 months after account opening, variable APR thereafter. Rated 5/5 stars by our editorial team. The 0% APR offer is the main event on this card, not just a nice benefit. New cardmembers only. While many other credit cards offer 0% APR on balance transfers, the promotional period typically ranges from 12 to 15 months. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com. The Citi® Diamond Preferred® Card credit limit starts at $500 and can range over $10,000 for the most creditworthy borrowers. The Citi Diamond Preferred Card offers a great intro offer for balance transfers along with a standard offer for new purchases, but that's where the benefits to this card end. Shop safely with a contactless-chip enabled card. $0 Liability on Unauthorized Charges The Citi Diamond Preferred not only comes with an exceptionally long introductory period on balance transfers, it also offers a relatively low ongoing APR, especially if you have excellent â¦ Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Her passion is to inspire other big families by showing and teaching them that traveling with kids is not only logistically possible, but with the right knowledge, financially feasible for even the smallest budgets. Do you want to go to the third party site? Benefits, fees, terms, and offers mentioned in reviews may change over time. Citi ® Diamond Preferred ® Card . All Rights Reserved. The Citi® Diamond Preferred® Card could be perfect for someone who needs a balance transfer card, but it lacks a lot of long-term â¦ Earn 1 point per $1 on all other purchases, With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring, With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information, Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open, Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®, Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account. The Citi Diamond Preferred Card* can help you save money with 0% intro APR on purchases and balance transfers for 18 months (14.74% to 24.74% variable APR thereafter). 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